Tom specializes in the important area of Agricultural Insurance and also serves those seeking personal or commercial protection. Born and raised in Winona, he was drafted into the Navy where he served in Vietnam. After he returned home he graduated from Winona State University in 1975. He followed military service with a 4-year teaching career before becoming a member of the agency. In addition he has continued to operate a thriving apple orchard with his wife Carol of 29 years and enjoys numerous outdoor activities.